1916 Vincent St, Annapolis, MD 21401

Annapolis 3/2 Conversion Play With Large Rear Addition

ASK: $345,000
BUY NOW: $350,000
ARV: $590,000–$615,000
Closing: September 28th, 2026
Universal Title — Mandatory | Title Work Already Completed

Deal Snapshot

• Current Physical Layout: 4 Beds / 1.5 Baths
• Recommended Retail Layout: 3 Beds / 2 Full Baths
• Finished Living Area: Approx. 1,584 sqft
• Lot: Approx. 8,900 sqft / 0.204 acre
• Year Built: 1984 per public record
• Style: 1-story detached home
• Basement: None
• Foundation: Crawlspace
• Rear Addition: Large finished family/recreation space
• Fireplace: Yes
• Taxable Assessment: $421,800
• Annual Taxes: Approx. $6,018
• County: Anne Arundel
• Parking: Private driveway
• Title: Work completed and ready for closing

Why This Deal Works

• $345K entry against a $590K–$615K renovated value target
• Buy Now available at $350K
• Purchase price remains well below the $421,800 taxable assessment
• Approx. 1,584 sqft of finished living space
• Large 8,900 sqft lot
• Strong opportunity to convert the existing 4/1.5 into a more conventional 3/2
• Large rear family-room addition
• Fireplace
• Good off-street parking
• Interior presents as a renovation project rather than a full-gut rebuild
• Existing full bathroom is partially updated
• Strong renovated 3/2 comp support around the low-$600Ks
• Title work already completed for a streamlined closing

Property Overview

1916 Vincent St is a detached Annapolis value-add opportunity offering approximately 1,584 sqft on an 8,900 sqft lot.

The home is currently configured as a 4-bedroom / 1.5-bath property, but the stronger retail strategy is to rework the floor plan into a functional 3-bedroom / 2-full-bath layout.

The proposed conversion creates a more conventional owner-occupant product, improves bathroom utility, and aligns the finished home more closely with the strongest renovated comps.

There is no basement. The property sits over a crawlspace and includes a substantial rear addition that creates additional family/recreation space.

Interior

The interior is in reasonably solid condition but needs a cohesive retail renovation.

Much of the flooring has already been removed, allowing the next investor to install a consistent finish throughout.

Primary interior updates include:

• New flooring
• Paint and wall preparation
• Kitchen renovation
• Bathroom improvements
• Lighting and fixtures
• Trim and door improvements
• 4/1.5 to 3/2 layout conversion

Kitchen

The existing kitchen provides a straightforward renovation opportunity.

Recommended retail improvements include:

• New cabinetry
• New countertops
• Stainless appliance package
• Updated flooring
• Modern lighting
• New fixtures and hardware

The existing footprint provides a solid base for a clean, modern kitchen without needing to overbuild for the neighborhood.

Bedrooms & Bathrooms

Current Layout

4 Beds / 1.5 Baths

Recommended Finished Layout

3 Beds / 2 Full Baths

At approximately 1,584 sqft, the second full bathroom should provide greater retail utility than retaining a fourth bedroom at the expense of bath count.

A properly executed 3/2 conversion should:

• Create a more conventional retail floor plan
• Improve primary-bedroom/bathroom functionality
• Reduce the chopped-up feel of the existing layout
• Widen the owner-occupant buyer pool
• Better align with the strongest renovated comps

Final wall removal and bathroom conversion should be verified for structural and plumbing feasibility.

Rear Addition / Family Room

The rear addition is a major functional feature of the property.

It provides:

• Large family/recreation room
• Fireplace
• French-door access to the yard
• Additional entertaining space
• Strong separation from the main living area

The floor transition into the addition should be corrected to create a clean single-step transition as part of the renovation.

Exterior & Lot

• Approx. 8,900 sqft / 0.204 acre
• Large rear yard
• Mostly level and usable
• Mature trees
• Private driveway
• Good off-street parking
• Vinyl siding
• Rear addition
• French-door yard access
• Crawlspace foundation

The exterior appears to need more cleanup and presentation work than major reconstruction.

Renovation Profile

This is best positioned as a moderate value-add renovation, not a complete gut.

Primary scope includes:

• Kitchen renovation
• Flooring throughout
• Paint / drywall / trim
• 3BR / 2BA conversion
• Existing bathroom refresh
• Lighting and hardware
• Rear-addition transition correction
• Landscaping and cleanup
• Drainage improvements

Working Rehab

Approx. $75,000

A reasonable range is approximately $65K–$90K, depending on drainage, plumbing, structural requirements and mechanical condition.

Drainage / Site Work

The property has a reported drainage issue around the rear/addition area.

A drain-tile or French-drain-type solution has been contemplated to redirect water away from the structure.

The buyer should independently evaluate:

• Water source
• Crawlspace moisture
• Grading
• Drainage design
• Discharge location
• Rear-addition subfloor/framing condition

The drainage issue should be properly corrected before final flooring and finish work are completed.

ARV & Comp Support

ARV: $590,000–$615,000

191 S Southwood Ave — $618,000

• Sold May 8, 2026
• 3 Beds / 2 Baths
• Approx. 1,470 sqft
• Approx. 0.27 acre
• Extensively renovated

This is one of the strongest renovated comparisons.

It is only approximately 114 sqft smaller than the subject and matches the recommended 3BR / 2BA finished configuration.

A properly renovated Vincent St should compete below but within range of this sale.

1231 Van Buren Dr — $620,000

• 3 Beds / 2 Baths
• Approx. 1,694 sqft
• Approx. 9,100 sqft lot
• Updated retail condition

This provides another useful size and lot comparison, with a footprint only modestly larger than the subject.

411 Ludlow Rd — $650,000

Upper-End Benchmark

• 3 Beds / 2 Baths
• Approx. 1,498 sqft
• Approx. 7,350 sqft lot
• Renovated retail condition

This is an excellent physical size/configuration match but benefits from a stronger Admiral Heights location.

It should therefore be viewed as an upper-end market benchmark, rather than the subject’s base ARV.

ARV Positioning

Working ARV: $590,000
Strong Retail Target: $600,000–$615,000
Upper-End Comparable Benchmark: $650,000

At approximately 1,584 finished sqft:

The target range leaves the subject below stronger renovated neighborhood benchmarks while allowing room for a properly executed 3/2 renovation with corrected drainage and a cohesive retail finish.

Exit Strategy

The strongest exit is a renovated 3-bedroom / 2-full-bath owner-occupant retail product.

Ideal finished configuration:

3BR / 2BA + renovated kitchen + updated flooring + refreshed baths + large rear family room + fireplace + large yard + corrected drainage

The property may also work as a long-term rental, but the primary value creation is through the retail flip.

Terms

• ASK: $345,000
• BUY NOW: $350,000
• ARV: $590,000–$615,000
• Closing: September 28th, 2026
• Universal Title — Mandatory
• Title work already completed
• Ready for a streamlined closing
• Property conveyed as-is
• Lockbox access
• Cash / hard-money buyers
• Buyer to complete independent due diligence
• Buyer to verify final layout, permits, drainage scope and finished square footage